I started my career in financial services in April 2000, becoming a fully qualified Mortgage Broker in 2006. Living and breathing Financial Services for two decades has given me an understanding of not just the policies and criteria of Lenders, but also their cultures, backgrounds and mentalities. This allows me to understand what a lende
I started my career in financial services in April 2000, becoming a fully qualified Mortgage Broker in 2006. Living and breathing Financial Services for two decades has given me an understanding of not just the policies and criteria of Lenders, but also their cultures, backgrounds and mentalities. This allows me to understand what a lender wants when they are considering an application and I use this knowledge to assist you with placing your mortgage with the correct lender that matches your own ambitions.
Steven Knapp embarked on his career as a Mortgage and Protection Advisor in 2013, bringing a decade’s worth of invaluable
experience to his clients. Steve's professionalism and personable approach have earned him a solid reputation among clients and peers alike. He understands that securing a mortgage or protection plan is a significant mi
Steven Knapp embarked on his career as a Mortgage and Protection Advisor in 2013, bringing a decade’s worth of invaluable
experience to his clients. Steve's professionalism and personable approach have earned him a solid reputation among clients and peers alike. He understands that securing a mortgage or protection plan is a significant milestone, and he is passionate about making the process as smooth and stress-free as possible. His clients value the confidence he instils in them, knowing that they are in capable hands.
Monika joined Andrew Ray Mortgages in May 2021 as a Administrator and Trainee Mortgage Advisor, but she always had greater ambitions. Now fully qualified as a Mortgage Advisor, she is helping clients achieve their dreams of homeownership. With her ability to speak Lithuanian and Russian, Monika makes complex concepts easy to understand fo
Monika joined Andrew Ray Mortgages in May 2021 as a Administrator and Trainee Mortgage Advisor, but she always had greater ambitions. Now fully qualified as a Mortgage Advisor, she is helping clients achieve their dreams of homeownership. With her ability to speak Lithuanian and Russian, Monika makes complex concepts easy to understand for clients whose first language is not English, creating a welcoming and accessible experience for everyone she assists.
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